Cracked windshield: Repair or Replace?

My car has a 10" crack that begins from the bottom passenger side and curves
toward the middle. Is this repairable and how much would it cost? Or should I
just replace it... will my insurance cover it?

 

A 10" crack is not repairable. If you have comprehensive insurance it
will cover the windshield replacement minus your deductible.

 

Many policies include an automatic or optional full glass coverage.
When my windshield was cracked by a flying stone, they replaced it
free. No deductible.

Having said that, I've seen quite a few ads from glass companies that
offer to pay your deductible.... overcharging the insurance companies,
I suppose.

Don't wait. The crack is likely to get worse as soon as it gets cold.

 

A 10" crack is not repairable. If you have comprehensive insurance it

I guess I should just pay out of my own pockets since I have $1000 deductible.

 

Many policies include an automatic or optional full glass coverage.

I have a $1000 deductible so I hope I have glass coverage. I will call Monday
and find out.

 

You need to change insurance companies, my comprehensive
deductible is ZERO and the annual premium is only $160 per
auto. Perhaps you are thinking of your collision deductible?


mike hunt

 

What cars do you have, Matchboxes?

Seriously, which insurance Co.?

 

What cars do you have, Matchboxes?

I believe he has Fords. They are the cheapest to insure because no thieves want
them.

It certainly costs more to insure imports, but they're worth it.... better than
driving shitty Fords.




....................
I do not killfile nor use do-not-call lists.

 

I think it also depends on what state you live in. Here in Massachusetts, I
know that regular comprehensive insurance will cover the total cost of a new
windshield, you don't have to pay the deductible.
In fact, when I set up the policy on my current car, he offered me a $1000
deductible, just so I could get windshield replacements...unfortunately,
even that would've added about $200 to my policy, and I think new
windshields are about $300, so it wouldn't have been worth it, unless I
needed a new one every year.

deductible.

 

you should know that windshield replacement is very competitive, and many
shops will lower prices just to get business.
My car has a 10" crack that begins from the bottom passenger side and curves
toward the middle. Is this repairable and how much would it cost? Or should
I
just replace it... will my insurance cover it?

 

Depends on what state you are in.

--


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instantly shatter our coalition, turning the whole Arab
world against us and make a broken tyrant into a latter-
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them to fight in what would be an unwinable urban guerilla
war, it could only plunge that part of the world into ever
greater instability."
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A 2003 Mustang GT convertible and a 2004 Lincoln LS, licensed

see, Ford crap.




....................
I do not killfile nor use do-not-call lists.

 

A 2003 Mustang GT convertible and a 2004 Lincoln LS, licensed
in Delaware and insured by Allstate.


mike hunt

 

Generally comprehensive coverage is not only for glass
replacement. Comprehensive also covers vandalism, wind damage,
fire, theft, use of rental cars etc. on most policies of which I
am aware. We insure vehicles in six different states and
companies do offer collision and comprehensive together but one
can opt for separate coverage at different deductibles. A high
deductible is cost effect for collision coverage but not for
comprehensive. Talk to you agent before buying coverage, WBMA



mike hunt

 

Our village idiot proves yet another automotive aspect he knows nothing
about.

 

Really?! Wow Mike,,,you sure are a genius!

Yea right...six vehicles.

Your little Tonka trucks and rubber ducky don't count idiot.

Not true. One can save money by having a "high deductible" on comprehensive.

Again, our village idiot spews mis-information.

 

yeah, I know what comprehensive is for...last year I filed a claim to get
money for my 94 Civic that got stolen.
but since I now drive a 87 Accord that I paid $1000 for, since the insurance
company would undoubtedly claim it was only worth about $600, after the
deductible, I could only get about $100 if the car was stolen, so
comprehensive and collision insurance were useless.

 

Also keep in mind a windshield is quite a bit cheaper if you pay for the
whole thing than if you get your insurance company involved. At least
out in california, alot of times the insurance "rate " of a windshield
is double what you would pay if you paid for it yourself.

 

If that is a fact why don't you turn in the glass shop and
get the reward that insurance companies offer for reporting
insurance fraud?


mike hunt

 

That is true, I would not buy collision or comprehensive coverage
on a vehicle worth less than $5,000 either, but
that is a moot point. The original poster apparently
had comp coverage on his vehicle.


mike hunt