My car, a 1999 Civic Si, was stolen and partly stripped. I owe about 00 on it. Does anyone have an opinion as to what I should do, or how the ins. co. will value this car? Do they use Galves? Should I not make a claim and pay for it's repair ? Am I going to get hosed no matter what? KBB values it retail at ,000 which I can live with but Galves lists it at 00 or so. TIA, Jeff T. Manchester, NH.