Hi, I've been looking at new cars and made sure to check the insurance on the various models before making my final decision. I was surprised to find that the insurance (Collision/Comprehensice) on a Civic was twice that of a Corolla! What is the reason for this? (I live near Scranton, PA) Thanks --Paul
The biggest reason I would offer an opinion as to why they are such different costs are the demographics of operators. Out here on the west coast, a ton of young people drive Civics of both 2 and 4 door flavors. Most folks who drive Corollas tend to be more mature. Any vehicle that is popular with young drivers, with exception to the Beetle, is a high cost to insure vehicle. Another reason, is that Honda Civics are targets for theft to a much higher degree than Corollas. In the scheme of insurance rating as to cost to you, the Corolla is on the lower end of cost.....the Honda towards the upper end. Go to the Insurance Institure for Highway Safety webpage as they have info that might be better to understand. http://www.hwysafety.org/