Surprising Insurance Appraisal on a 6 yr old Civic

Discussion in 'Civic' started by Larry, Jun 29, 2005.

  1. Larry

    Larry Guest

    A few weeks ago, we lost our 1999 Honda Civic due to theft. In this case
    the thief stole my daughter purse while she was out with friends and they
    proceeded to her apartment where she attends college and stole her car. It
    has never been recovered. We had no intention of being in the car market
    until she was done with college and we were done paying college expenses.
    Our vehicle was a 1999 Honda Civic EX Coupe with AT and 66,000 miles. It
    was in very good condition with no other options. The insurance carrier
    (Allied Ins Group) performed their inhouse appraisal of the car and
    determined it's value including unused registration fees and sales tax to be
    $10,733. Minus our $500 deductible off this amount, we were able to replace
    it with a 2003 Honda Element EX FWD with 23,000 miles on it for $12,988 +
    taxes and fees. We were astounded at the valauation and our best optimistic
    guess of value was between $8500 - $9200 in value minus our deductible.
    Needless to say, an unhappy beginning had a very happy ending.
     
    Larry, Jun 29, 2005
    #1
  2. Larry

    Guest Guest

    Good for you Larry!
     
    Guest, Jun 29, 2005
    #2
  3. Larry

    someone Guest

    Wow thats great, my stock `00 with low miles is looking better & better.


    --
    Rob Fruth - Houston, Tx
    http://www.rfruth.net

    1981 Raleigh for errands & fun ____ __o
    1997 Trek 2300 for real fun ! ____ _ \ | _)
    2000 Civic hatchback (_)/ (_)

    spam the Federal Trade Commission thats
     
    someone, Jun 29, 2005
    #3
  4. Larry

    someone Guest

    Wow thats great, my stock `00 with low miles is looking better & better.


    --
    Rob Fruth - Houston, Tx
    http://www.rfruth.net

    1981 Raleigh for errands & fun ____ __o
    1997 Trek 2300 for real fun ! ____ _ \ | _)
    2000 Civic hatchback (_)/ (_)

    spam the Federal Trade Commission thats
     
    someone, Jun 29, 2005
    #4
  5. Larry

    JeB Guest

    Honda = high resale value and high theft rate.
     
    JeB, Jun 29, 2005
    #5
  6. Larry

    someone Guest

    Any info
    http://www.thecarconnection.com/Enthusiasts/Spy_Shots/Spy_Shots_06_Honda_Civics.S178.A8842.html
    on the `06 Civic hybrid ?

    --
    Rob Fruth - Houston, Tx
    http://www.rfruth.net

    1981 Raleigh for errands & fun ____ __o
    1997 Trek 2300 for real fun ! ____ _ \ | _)
    2000 Civic hatchback (_)/ (_)

    spam the Federal Trade Commission thats
     
    someone, Jun 30, 2005
    #6
  7. Larry

    someone Guest

    Any info
    http://www.thecarconnection.com/Enthusiasts/Spy_Shots/Spy_Shots_06_Honda_Civics.S178.A8842.html
    on the `06 Civic hybrid ?

    --
    Rob Fruth - Houston, Tx
    http://www.rfruth.net

    1981 Raleigh for errands & fun ____ __o
    1997 Trek 2300 for real fun ! ____ _ \ | _)
    2000 Civic hatchback (_)/ (_)

    spam the Federal Trade Commission thats
     
    someone, Jun 30, 2005
    #7
  8. Larry

    Brian Smith Guest

    I'll agree with the first point, but not on the second.

    Brian
     
    Brian Smith, Jun 30, 2005
    #8
  9. Larry

    JeB Guest

    Cars Stolen Most Often

    According to the National Insurance Crime Bureau (NICB®), the
    nation’s motor vehicle thieves continue to find the most popular
    automobiles as their primary targets for feeding the underground
    need for replacement parts and for export to foreign countries.

    The NICB® has compiled a list of the 10 vehicles most frequently
    reported stolen in the U.S. in 2003. That top 10 includes:

    1. 2000 Honda Civic
    2. 1989 Toyota Camry
    3. 1991 Honda Accord
     
    JeB, Jul 14, 2005
    #9
  10. Larry

    Brian Stell Guest

    The NICB® has compiled a list of the 10 vehicles most frequently
    Wait, those are 14 year old cars!

    On average those would have 182K miles!

    Maybe they have weak locks?
     
    Brian Stell, Jul 15, 2005
    #10
  11. Larry

    amanda992004 Guest

    Wait, those are 14 year old cars!
    When I was selling my sister's old 1995 Honda Accord 2/3 weeks ago, as
    I began to tell the caller - it was already 7 PM - that it's my
    sister's car, he immediatedly asked to talk to my sister. When I said
    that I am the one who's doing the selling and also informing him,
    because he asked about the title, that I have the title already signed
    by my sister, he asked where the car's kept. Because of the way he was
    communicating with me, I started getting a little suspicious, and hence
    replied "not far from my place" thinkign that I will just take the car
    a cross the street and show him. Then, he said he wanted to see the
    car now and when I replied, "this is not a good time for me", he hung
    up.

    I really wasn't planning to show the car that evening and so when I
    said it's not a good time, it didn't dawn on me yet of the possibility
    of theft until, I got a call soon after from a guy with an accent that
    I couldn't figure out (I am really good with accent , at least to
    determine which part of the world ). Initially, I gave the benefit of
    the doubt but he couldn't seem to hold his accent for long and started
    losing. I forgot what he said and what I replied. May be he asked
    what form of payment I would accept and I replied cash only. He hung
    up.
     
    amanda992004, Jul 17, 2005
    #11
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